Flowline — budgeting for irregular income

Step 1 · Income

How has money come in lately?

No fixed paycheck, no problem. Give your last three months — even rough numbers help us learn your pattern.

Income, oldest to most recent

Add at least one month of income to continue.

Step 2 · Fixed costs & cushion

Rent, subscriptions, bills — the stuff that goes out no matter what you earn.

Fixed monthly expenses Safety buffer — held back untouched, never counted as spendable

20%

Step 3 · Timing

We use this to spread what's left of your disposable income evenly across the days ahead.

Days until your next expected payment

Add the days remaining to calculate your daily number.